Hillsborough County, Valrico, FL 33594
2 bd1 ba1,242 sfBuilt 2004
Gross spread$206,000
Description
VALRICO FL CREATIVE FINANCE DEAL IS LIVE. Step into a Tampa metro townhome for just $25k down and no bank qualifying. This one is built for creative investors and owner occupants who want in without the bank. A low-maintenance 2 bed / 2 bath townhome in the heart of Valrico, minutes from Brandon shopping, I-4, and downtown Tampa - take over the existing loan with no hassle! Only $25k gets you controlling this asset right now, with no pre-approval and no credit check. PROPERTY DETAILS: 2 Bedrooms 2 Bathrooms 1,242 sqft Built 2004 Townhome in the Oak Valley community Low-maintenance, HOA covers exterior upkeep (approx $277/mo) Valrico FL 33594, minutes to Brandon, I-4, and downtown Tampa DEAL BREAKDOWN: $20k + CC down $226k loan balance 7.125% interest $2,263 PITI No prepayment penalty No balloon Property is in an active loan modification and terms are subject to change OPPORTUNITY: Wrap to End Buyer Lease Option Move In / Occupy as Primary Residence See mortgage statement in 'Documents' below A low entry, the existing loan already in place, and a flexible structure with multiple ways to win. Wrap it to a buyer who cannot qualify conventionally and collect the spread, set it up as a lease option and build in your exit, or move in and lock the rate for just $25k down. The financing does the selling here. Do not sit on this one. First come first serve Call [contact details hidden] for more info
Price and status history
- $15,000 → $12,500−$2,500Aug 10, 2026 · 35d ago
- $20,000 → $15,000−$5,000Aug 3, 2026 · 42d ago
Observed by our own harvest of the originating listing, not a public record.
$/sqft vs market
Median of 12 comparable listings matched on ZIP. A narrow sample moves a lot; read it as context, not as a valuation.
Property
Systems & condition
Self-reported by the seller. Not inspected.
Seller
This thread is with the VestorsHub team. Nobody on the supply side of this listing holds an account here.
Who is supplying this listing is withheld. A buyer account that has accepted the non-circumvention agreement on the address request above sees it here. Direct phone and email are not published here at all.